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12 Tips for Driving On Snow and Ice Covered Streets

A few weeks ago my daughter was involved in an auto accident as she was driving home from college.  While it didn’t cause a massive pile-up or anything even remotely close to being that severe, it did cause slight damage to the front fender of her car and slight damage to the rear of the car she slid into. 

Did I mention it was snowing at the time of the accident?  Snowing on top of about a half inch thick layer of ice which solidified overnight and most of the morning and by the time she was finally out of class, there was a good two inches of the fluffy white stuff carpeting the roads with no let up in sight (final accumulation totals ended up being approximately 6 inches).   Since the college she attends is in Iowa and located on the hill portion of the metropolitan area, the only way home is down.  There’s no other way; no short cut, no work-around, no gentle incline.  In fact, no matter where you are in that area of town, if you need to get to any one of the bridges that cross the mighty Mississippi into my side of Illinois and are not taking the interstate, the only way is down and believe me when I say those 45 degree angled streets are treacherous in the winter and if it happens to be snowing, the only thing one can do is strap in, take your foot off the gas pedal and hope nobody slides into your lane. 

My daughter saw the car in front of her slide to the left and recover, but as she followed, her car also slid and although she gently tapped the brakes, her car continued to slide, could not recover and hit the car directly in front of her.  As I said earlier, there was minimal damage, probably because she was cruising down the hill at about 8 mph. When the police arrived, no tickets were issued and everyone was glad it wasn’t a lot worse. 

Below are a few things you can do to stay safe while driving on snow and ice covered streets and roadways:

1. Buckle up.  Be certain everyone is wearing their safety belts.

2. Be sure to have window washer fluid.  Falling snow on the windshield can quickly freeze up when temperatures are below freezing.

3. Make certain the defroster is in working condition. 

4. Drive slowly and be extra cautious of other motorists.

5. Never stomp on the brakes, especially when you feel the vehicle sliding.  Hard braking can potentially cause you to lose control of the vehicle.  Gentle tapping on the brakes works best and can prevent them from locking up.

6. Remember to make turns slowly.  Often turning on snow and ice covered streets can cause your vehicle to slide.

7. Be extra cautious changing lanes and allow extra time to do so.

8. Make sure to keep an adequate distance between your vehicle and the vehicle in front of you.  

9. Remember: I you find your vehicle going into a slide don’t panic.  Turn the wheels into the direction of the slide and take your foot off the brake.  As long as you are driving slowly, the vehicle will eventually come out of the slide and allow you to regain control.

10. Be wary when approaching an intersection since vehicles may slide into oncoming or approaching traffic.

11. Watch for pedestrians.  Often they may stand in the street or roadway when the curbs or sidewalks are snow and ice covered.

12. Slush and melting snow and ice can still be a slippery mess, so remember to take it slow and remain cautious when driving.

The Hyundai Assurance Program is a Good Idea

Are you worried about the ailing economy?  Maybe you’re afraid of losing your job and trying o make ends meet if you do.  Well, Hyundai has got a deal for you. Under the company’s new Hyundai Assurance Program, if you buy or lease a new Hyundai and find yourself in the unfortunate situation of job loss, you can return your vehicle without fear of credit repercussions or a ding in your credit history.

According to Hyundai, the new Assurance Program covers up to $7,500.00 in negative equity, so owners who would like to use the program would file a benefit request and then the value of the vehicle is determined based on dealer appraisal.  $7,500.00 or a portion thereof is then applied to what is still owed and the owner is responsible for the difference.

Qualifications Include:

• Owners must have made at least two scheduled payments on their auto loan or lease.
• The offer is good for up to one year after purchase or lease.
• Owners must pay for the amount above the Hyundai Assurance benefit (if anything) and any car payments that were due prior to filing for the benefit.
• The offer is limited to those who involuntarily lose their job, suddenly become physically disabled, lose their driver’s license because of a medical impairment, become transferred internationally, are self-employed and face personal bankruptcy or in the case of accidental death. 

There are two options for beginning the benefit request process; owners can call the toll free number to be connected to a Hyundai Assurance Administrator at 1-800-443-2570, or they may send an email request, instead.

For complete details, to download a brochure or to learn more, click here to visit the Hyundai Assurance website.

This program is very similar to what we have set up through our credit union for any of our vehicles which are financed; In the event of a job loss or sudden disability, the loan payments are put on hold for up to a year without any repercussions or credit damage and in the event of death, the loan is automatically paid in full.  I think something like this is well worth looking into, especially in these uncertain times.  Maybe your financial institution offers something similar.  If so, it may well be worth considering.

Defective Car Seat Re-Sold at Wal-Mart, Paris Hilton Buys a Pink Bentley & More

I’ve  been fighting a sinus infection over the last two days and it’s no wonder – temperatures here in the Midwest have been dangerously cold (as I type, it’s -25 and with the wind chill factored in, it feels like -32), so while I try to fight off this bug, I thought I’d share a few links that I’ve had tucked away.  I hope you find something interesting today.

Defective Car Seat Re-Sold at Wal-Mart

In Utah, a couple bought a Safety 1st brand car seat for their 8-month old daughter from a local Wal-Mart,  opened the box to install it in their vehicle and discovered  that not only was the car seat defective, but it had been previously purchased and returned by another party and placed back on the shelf.  The couple found a return receipt stapled to the back of a registration form which noted that the seat was defective. 

Top Cash-Back Car Deals

This month The Big Three automakers are pulling out all the stops with hefty discounts and cash back deals some as much as 30% off the MSRP, but better hurry because experts say the trend won’t last and we can expect to see prices creep back up by the spring thaw. 

Barbie Girl Comes to Life:  Paris Hilton Buys a $200,000.00 Pink Bentley

For Christmas, socialite Paris Hilton decided to give the gift of wheels to herself and bought a pink Bentley Continental GT, with all the bells and whistles, including pink hubcaps, a pink grille and pink interior.  She liked it so much that last week, she decided to buy another one, this time in blue

Check Engine Light: What Does It Mean?

Over at Ask Patty, they’ve written up a great article that can answer some questions you may have about that little light that demands so much of our attention. They also remind us that waiting to have things checked out may mean costly repairs down the road.

Are Women Really Better Drivers?

Could the old argument that women are better drivers really be true?  Do women really have fewer car accidents than men?

How Old Is Your Car in People Years?

My car is 29 how old is yours? Over at Jalopnik, it seems they’ve got it all figured out. 

Why Are You Honking?

Everything you always wanted to know about honking but were too afraid to ask.

Understanding Vehicle Values

Most people of driving age have heard of Kelley Blue Book, in fact, Kelley is the place most of us turn when we’re looking for information concerning the value of a vehicle.   Not only is Kelley Blue book used by the general population to determine vehicle values, but it’s also used by professional lending institutions as well when considering  a loan to a private party for a new or used car, truck or SUV. When it comes to market value, Kelley’s word is golden; the companies’ online guides are the leading source of information on the market value of new and used vehicles.

When Kelley first published its Blue Book in 1926, it was simply a price guide with a basic list of cars and prices. Today, Kelley offers guides for new cars, used cars, older cars dating back to the 1940s, as well as motorcycles and recreational vehicles like motor homes and camping trailers. Much of this information is available free from the Kelley Blue Book Web site.

The Kelley Blue Book New Car Guide contains pricing information on cars for the current model year, including:

• MSRP (Manufacturer’s Suggested Retail Price)
• Dealer’s cost
• Extra costs that may be involved, such as shipping the car
• Pricing schedules for various options that buyers can select

There are three kinds of values for motor vehicles: 

• Retail Value
• Trade-In Value
• Private Party Value

Retail value is the price an auto dealer will ask for the vehicle.

The trade-in value represents a price the owner of a vehicle should expect to receive from a dealership.

A private party value is a price negotiated between a private buyer and a private seller. 

The Kelley Used Car Guide has tables and charts to assist in calculating the price based on the condition of the vehicle, mileage, and optional equipment and components. It also describes how these things influence the overall value of the vehicle. Information on older used cars is also available.

The Kelley Blue Book Web site has become one of the most visited sites on the Internet and information is free for everyone to search and use. 

Check out Kelley Blue Book online whenever you’re in the market to trade, sell or buy.  It guarantees a wealth of information for every car on the market today and also offers news and reviews on today’s green car trends.

7 out of 10 Kids Are Not Safe

This guest post is by Barbara Gnos of RepairPal.com

With a new infant in our home, I had to brush up on how to properly install a car seat. In this process, I stumbled upon a data point, terrifying to a mother: 70% of all car seats are not properly installed!

After reading this, I made sure to, extra-carefully, follow the infant manufacturer’s car seat installation guide, exactly as written. Well, guess what despite my best efforts, I installed the car seat incorrectly. I failed the free car seat inspection at our California Highway Patrol (CHP) station. Not only does the CHP recommend that the LATCH system be avoided (testing to date hasn’t met the CHP’s high standards), but the rear mirror accessory I installed (to see the baby while I’m driving) is apparently a safety hazard for the child (physically) and the driver (distraction).

Get Inspected – Its Free

Make sure your infant, child or booster seat, is properly installed by taking a few minutes to stop by a NHTSA (National Highway Traffic Safety Administration) approved safety seat inspection location. There is no cost to this service. At the Seatcheck.org site, you can enter your ZIP to find a location near you:

Know What to Buy

Are you looking to buy a car seat for your infant or child? The American Academy of Pediatrics (AAP) has a fantastic resource to learn more about the myriad options available and tips for proper installation.

Share Your Family Car Safety Tips With Us

Do you have any additional tips or insight on making your car safe for your family? We would love to hear from you.

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